Spencer is the CEO & Founder of SnapPay’s strategic and creative-minded executive team. Before founding SnapPay, Spencer began his career with CIBC as an Advisor and developed his foundation in banking and wealth management. Spencer then served as VP and Senior Financial Advisor at Happy Life Wealth Management Inc, as well as the Founder of Mississauga, Prince Edward Island, and Saskatchewan divisions; providing full picture financial planning for clients. Through his experiences, he has seen great opportunities in the new Chinese community in North America, and has developed a passion to provide fundamental financial planning for this group. By connecting merchants directly with this new consumer base, Spencer strives to build both for future financial success.